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| In this GFE, we offered you this loan with a particular interest rate and estimated settlement charges. However: |
| If you want to choose this same loan with lower settlement charges, then you will have a higher interest rate. |
| If you want to choose this same loan with a lower interest rate, then you will have higher settlement charges. |
| If you would like to choose an available option, you must ask us for a new GFE. |
| Loan originators have the option to complete this table. Please ask for additional information if the table is not completed. |
| Term of Loan (In Months) |
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(this field can be set between 120 and 480 months) |
| How long do you expect to Live Here? |
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(This Field can be set between 1 and 480 Months) |
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| These Calculations assume Closing Cost Difference is Paid in Cash or Not Required |
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The loan in this GFE |
Finance Option 2 |
Finance Option 3 |
| Your Initial Loan Amount |
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| Your Initial Interest Rate |
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| Your Initial Monthly Amount Owed |
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| Change in Monthly Amount Owed from this GFE |
NO CHANGE |
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| Change In the Amount you will pay at Settlement with this Interest Rate |
NO CHANGE |
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| How much your total estimated settlement charges will be |
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| Cost of this Option |
n/a |
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| Payments over Life of Loan |
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| These Calculations assume Closing Cost Difference used to adjust your Loan |
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The loan in this GFE |
Fianance Option 2 |
Finance Option 3 |
| Your Initial Loan Amount |
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| Your Initial Interest Rate |
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| Your Initial Monthly Amount Owed |
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| Change in Monthly Amount Owed from this GFE |
NO CHANGE |
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| Change In the Amount you will pay at Settlement with this Interest Rate |
NO CHANGE |
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| How much your total estimated settlement charges will be |
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| Cost of this Option |
n/a |
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| Payments over Life of Loan |
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